First Commonwealth Financial (FCF)

Currency in USD
18.68
-0.12(-0.64%)
Closed·
18.68-0.01(-0.05%)
·
Earnings results expected in 13 days
FCF is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
18.2818.80
52 wk Range
14.2019.08
Key Statistics
Prev. Close
18.8
Open
18.79
Day's Range
18.28-18.8
52 wk Range
14.2-19.08
Volume
844.02K
Average Vol. (3m)
947.06K
1-Year Change
30.3559%
Book Value / Share
15.03
Fair Value
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Fair Value Upside
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FCF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.67
Upside
+10.64%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Employees
1550

First Commonwealth Financial Earnings Call Summary for Q4/2025

  • First Commonwealth Financial (FCF) exceeded Q4 2025 expectations with EPS of $0.43 vs. $0.42 forecast and revenue of $137.9M vs. $135.63M projected, driving a 0.4% after-hours stock increase.
  • The company reported strong financial metrics including 8.2% annualized loan growth, 6.1% annual deposit growth, and net interest margin expansion to 3.98%, reflecting a robust regional banking model.
  • FCF announced a strategic exit from the Philadelphia commercial loan market while continuing stock repurchase initiatives with $23.1M repurchased in Q4 and an additional $25M authorization approved.
  • For 2026, management forecasts 5-7% loan growth, a temporary net interest margin dip before improving to around 4%, flat non-interest income, and approximately 3% increase in operating expenses.
Last Updated: 02/03/2026, 05:01 AM
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Compare FCF to Peers and Sector

Metrics to compare
FCF
Peers
Sector
Relationship
P/E Ratio
12.5x12.0x9.9x
PEG Ratio
2.18−13.760.03
Price / Book
1.2x1.6x1.0x
Price / LTM Sales
3.9x4.0x2.9x
Upside (Analyst Target)
11.7%0.0%14.5%
Fair Value Upside
Unlock20.2%1.7%Unlock

Analyst Ratings

4 Buy
2 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.67
(+10.64% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold20.00+7.07%19.00MaintainJan 29, 2026
Raymond James
Buy20.00+7.07%-UpgradeJan 07, 2026
Piper Sandler
Buy---New CoverageDec 17, 2025
DA Davidson
Buy21.00+12.42%20.00MaintainJul 31, 2025
RBC Capital
Buy19.00+1.71%18.00MaintainJul 02, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.47%
Dividend Yield
2.87%
Industry Median 3.15%
Annualized Payout
0.54
Paid quarterly
5-Years Growth
+4.18%
Growth Streak

Earnings

Latest Release
Jan 27, 2026
EPS / Forecast
0.43 / 0.42
Revenue / Forecast
137.9M / 135.63M
EPS Revisions
Last 90 days

FCF Income Statement

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FAQ

What Is the First Commonwealth Financial (FCF) Stock Price Today?

The First Commonwealth Financial stock price today is 18.68 USD.

What Stock Exchange Does First Commonwealth Financial Trade On?

First Commonwealth Financial is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for First Commonwealth Financial?

The stock symbol for First Commonwealth Financial is "FCF."

Does First Commonwealth Financial Pay Dividends? What’s The Current Dividend Yield?

The First Commonwealth Financial dividend yield is 2.88%.

What Is the First Commonwealth Financial Market Cap?

As of today, First Commonwealth Financial market cap is 1.90B USD.

What Is First Commonwealth Financial's Earnings Per Share (TTM)?

The First Commonwealth Financial EPS (TTM) is 1.47.

When Is the Next First Commonwealth Financial Earnings Date?

First Commonwealth Financial will release its next earnings report on Apr 28, 2026.

From a Technical Analysis Perspective, Is FCF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has First Commonwealth Financial Stock Split?

First Commonwealth Financial has split 3 times.

How Many Employees Does First Commonwealth Financial Have?

First Commonwealth Financial has 1550 employees.

What is the current trading status of First Commonwealth Financial (FCF)?

As of Apr 15, 2026, First Commonwealth Financial (FCF) is trading at a price of 18.68 USD, with a previous close of 18.80 USD. The stock has fluctuated within a day range of 18.28 USD to 18.80 USD, while its 52-week range spans from 14.20 USD to 19.08 USD.

What Is First Commonwealth Financial (FCF) Price Target According to Analysts?

The average 12-month price target for First Commonwealth Financial is 20.67 USD, with a high estimate of 21 USD and a low estimate of 20 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +10.64% Upside potential.

What Is the FCF After Hours Price?

FCF's last after hours stock price is 18.68 USD, the stock has decreased by -0.01, or -0.05%.
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