Heritage Financial Corporation (HFWA)

Currency in USD
27.08
-0.04(-0.15%)
Closed·
27.080.00(0.00%)
·
Earnings results expected in 7 days
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Fair Value
Day's Range
26.6327.15
52 wk Range
21.3228.98
Key Statistics
Prev. Close
27.12
Open
27.07
Day's Range
26.63-27.15
52 wk Range
21.32-28.98
Volume
176.07K
Average Vol. (3m)
315.17K
1-Year Change
24.5057%
Book Value / Share
27.14
Fair Value
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Fair Value Upside
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HFWA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
30.80
Upside
+13.74%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit. In addition, it provides investment advice, online banking, online statements, mobile banking with mobile deposit, Visa debit cards, and access. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.

Employees
744

Heritage Financial Corporation Earnings Call Summary for Q4/2025

  • Heritage Financial reported Q4 2025 EPS of $0.65 (16.07% above forecast) and revenue of $66.35 million, driving a 6.85% pre-market stock surge to $26.89.
  • Net interest margin improved to 3.7% from 3.64% in the previous quarter, with total loans increasing by $14 million and deposits by $63 million in Q4.
  • The company's pending merger with Olympic Bancorp is expected to close by end of January, with system conversion planned for September 2026.
  • Management forecasts loan growth resuming at historical levels in 2026, starting with low single-digit growth in Q1 and reaching upper single digits by year-end.
  • Executives project net interest margin improvement to near 4% and anticipate continued decreases in deposit costs through 2026.
Last Updated: 01/22/2026, 01:50 PM
Read Full Transcript
Heritage Financial Co investor slides for Q4/2025
Heritage Financial Q4 2025 slides
Last Update: Jan 22, 2026
See full investor slides

Compare HFWA to Peers and Sector

Metrics to compare
HFWA
Peers
Sector
Relationship
P/E Ratio
16.5x12.7x9.9x
PEG Ratio
0.280.390.03
Price / Book
1.2x1.1x1.0x
Price / LTM Sales
4.6x3.1x2.9x
Upside (Analyst Target)
10.6%8.2%14.0%
Fair Value Upside
Unlock−4.3%1.0%Unlock

Analyst Ratings

2 Buy
4 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 30.80
(+13.74% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Buy34.00+25.55%35.00MaintainApr 02, 2026
Piper Sandler
Buy35.00+29.25%33.00MaintainFeb 05, 2026
Piper Sandler
Buy33.00+21.86%31.00MaintainJan 26, 2026
Stephens
Hold30.00+10.78%28.00MaintainJan 26, 2026
DA Davidson
Buy32.00+18.17%29.00MaintainJan 23, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.96%
Dividend Yield
3.53%
Industry Median 3.15%
Annualized Payout
0.96
Paid quarterly
5-Years Growth
+3.71%
Growth Streak

Earnings

Latest Release
Jan 22, 2026
EPS / Forecast
0.65 / 0.56
Revenue / Forecast
66.35M / 66.1M
EPS Revisions
Last 90 days

HFWA Income Statement

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FAQ

What Is the Heritage Financial Co (HFWA) Stock Price Today?

The Heritage Financial Co stock price today is 27.08 USD.

What Stock Exchange Does Heritage Financial Co Trade On?

Heritage Financial Co is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Heritage Financial Co?

The stock symbol for Heritage Financial Co is "HFWA."

Does Heritage Financial Co Pay Dividends? What’s The Current Dividend Yield?

The Heritage Financial Co dividend yield is 3.53%.

What Is the Heritage Financial Co Market Cap?

As of today, Heritage Financial Co market cap is 1.11B USD.

What Is Heritage Financial Co's Earnings Per Share (TTM)?

The Heritage Financial Co EPS (TTM) is 1.96.

When Is the Next Heritage Financial Co Earnings Date?

Heritage Financial Co will release its next earnings report on Apr 23, 2026.

From a Technical Analysis Perspective, Is HFWA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Heritage Financial Co Stock Split?

Heritage Financial Co has split 1 times.

How Many Employees Does Heritage Financial Co Have?

Heritage Financial Co has 744 employees.

What is the current trading status of Heritage Financial Co (HFWA)?

As of Apr 16, 2026, Heritage Financial Co (HFWA) is trading at a price of 27.08 USD, with a previous close of 27.12 USD. The stock has fluctuated within a day range of 26.63 USD to 27.15 USD, while its 52-week range spans from 21.32 USD to 28.98 USD.

What Is Heritage Financial Co (HFWA) Price Target According to Analysts?

The average 12-month price target for Heritage Financial Co is 30.80 USD, with a high estimate of 34 USD and a low estimate of 30 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.74% Upside potential.
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