Pagaya (PGY)

Currency in USD
14.200
+1.190(+9.15%)
Closed·
14.310+0.110(+0.77%)
·
PGY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
13.46514.230
52 wk Range
8.95044.990
Key Statistics
Prev. Close
13.01
Open
13.655
Day's Range
13.465-14.23
52 wk Range
8.95-44.99
Volume
3.86M
Average Vol. (3m)
3.97M
1-Year Change
52.8525%
Book Value / Share
5.97
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
PGY Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
26.455
Upside
+86.30%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Pagaya News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Pagaya SWOT Analysis


Challenges Ahead
Explore Pagaya's navigation of credit risks, approval rate constraints, and market competition as it strives for sustained growth and profitability
Financial Trajectory
Analysts project revenue CAGR of 20% over three years, with price targets ranging from $25 to $35, reflecting optimism about Pagaya's profitability
Expanding Horizons
Discover Pagaya's diversification into auto and point-of-sale lending, with partnerships like Klarna driving significant growth potential
AI-Driven Fintech
Pagaya Technologies leverages AI for innovative lending solutions, showcasing strong financial performance and strategic partnerships in a competitive landscape
Read full SWOT analysis

Pagaya Earnings Call Summary for Q4/2025

  • Pagaya (NASDAQ:PGYA) reported Q4 2025 EPS of $0.80, exceeding forecasts by 128.57%, but missed revenue expectations with $334.81M, causing shares to plummet 25.59%
  • Full-year 2025 revenue grew 26% to $1.3B, with GAAP net income of $81M reversing a $401M loss in 2024; adjusted EBITDA increased 76% year-over-year to $371M
  • For 2026, Pagaya projects network volume of $11.25B-$13B, revenue of $1.4B-$1.575B, adjusted EBITDA of $410M-$460M, and GAAP net income of $100M-$150M
  • CEO Gal Krubiner emphasized becoming 'a better Pagaya, not just a bigger one,' with the company reducing exposure to high-risk credit segments by $1.5B annually
Last Updated: 02/09/2026, 09:55 AM
Read Full Transcript

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
15.2x−9.5x12.9x
PEG Ratio
0.13−0.220.01
Price / Book
2.4x2.2x2.4x
Price / LTM Sales
0.9x2.5x2.4x
Upside (Analyst Target)
92.9%44.0%25.5%
Fair Value Upside
Unlock0.5%2.4%Unlock

Analyst Ratings

10 Buy
1 Hold
0 Sell
Ratings:
11 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 26.455
(+86.30% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Benchmark
Buy33.00+132.39%33.00MaintainMar 27, 2026
Citizens
Buy22.00+54.93%-MaintainMar 25, 2026
B.Riley
Buy32.00+125.35%54.00MaintainFeb 10, 2026
Benchmark
Buy33.00+132.39%48.00MaintainFeb 10, 2026
Stephens
Buy25.00+76.06%33.00MaintainFeb 10, 2026

Earnings

Latest Release
Feb 09, 2026
EPS / Forecast
0.80 / 0.35
Revenue / Forecast
334.81M / 348.75M
EPS Revisions
Last 90 days

PGY Income Statement

People Also Watch

142.550
AAOI
-2.62%
17.370
ZETA
+7.22%
168.35
CRDO
+5.54%
824.01
LITE
-3.37%
10.030
ONDS
+6.70%

FAQ

What Is the Pagaya (PGY) Stock Price Today?

The Pagaya stock price today is 14.200 USD.

What Stock Exchange Does Pagaya Trade On?

Pagaya is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Pagaya?

The stock symbol for Pagaya is "PGY."

What Is the Pagaya Market Cap?

As of today, Pagaya market cap is 1.170B USD.

What Is Pagaya's Earnings Per Share (TTM)?

The Pagaya EPS (TTM) is 0.930.

When Is the Next Pagaya Earnings Date?

Pagaya will release its next earnings report on May 07, 2026.

From a Technical Analysis Perspective, Is PGY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Pagaya Stock Split?

Pagaya has split 1 times.

How Many Employees Does Pagaya Have?

Pagaya has 518 employees.

What is the current trading status of Pagaya (PGY)?

As of Apr 16, 2026, Pagaya (PGY) is trading at a price of 14.200 USD, with a previous close of 13.010 USD. The stock has fluctuated within a day range of 13.465 USD to 14.230 USD, while its 52-week range spans from 8.950 USD to 44.990 USD.

What Is Pagaya (PGY) Price Target According to Analysts?

The average 12-month price target for Pagaya is 26.455 USD, with a high estimate of 33 USD and a low estimate of 20 USD. 10 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +86.30% Upside potential.

What Is the PGY Premarket Price?

PGY's last pre-market stock price is 13.630 USD. The pre-market share volume is 106,570.000, and the stock has decreased by 0.620, or 4.770%.

What Is the PGY After Hours Price?

PGY's last after hours stock price is 14.310 USD, the stock has decreased by 0.110, or 0.770%.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.